RE: Believe in something.

Where there is determination, there is a way—George S. Clason.
It's quite easy for a once-wealthy businessman who still has his wealth stocked somewhere. He had the experience, and then confidence as there is something to fall back on somewhere.
It wouldn't be that easy for a freshman, who has nothing but himself and the world.

I get your point though, the moral lesson.
And believing in oneself, the mindset that we can achieve our goals, and get wealthy irrespective of our weaknesses.
There is always a way.