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RE: Avoiding Post-Christmas Financial Woes

kudos, what a nice strategy but has you've said the strategy may not work for everyone. But it's a nice advice I will try your strategy during my religion festival because I also spend a lot and am not also a heavy spender.
Merry Christmas in advance

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Thanks for your kind words, it's worthy giving a try and I hope it help you out in the end.

0E-8 BEE