Improper Spending Habits Ruining My Finances
Hi Hivians!
Happy New Week! I wish to share my last week's experience that I'm currently struggling to recover from. It's about my spending habit and what it resulted me to.
Honestly, I don't live an extravagant life, trust me; but what happened last week got me wondering what really came over me. It all began on Monday when the new year celebration was still booming; I spent the little money I had by buying goodies for my family members, friends and loved ones.
Actually, there was nothing wrong with the spending, but what went wrong was poor planning. Also, I wasn't able to give account to how much I spent which didn't speak well of me. Guys, I know in one way or the other you could probably be a victim of this; let me tell me what this action led me to.
What poor planning caused me:
On Monday evening after I had returned from my visitations and spendings, I began to plan my next day's schedule - knowing so well that I was to travel on Tuesday for a church program, I discovered I had just a thousand naira left with me (that is, #1000 Nigerian currency). This was when I knew it was done to me that I won't be able to go where I planned; I had to get a loan to travel because of how important the program was.
If I had planned my spendings well I believe this wouldn't have happened. So, proper planning saves us from debts and organizes our financial life.
Proper planning is essential.
Saving money means earning money.
Nice post!
Yay!
You are absolutely right, friend.
Just like the adage: if you fail to plan, you plan to fail.
Thank you for visiting my blog 🙂.
Eh eh yes planning is the number one rule!
Thank you for the reply and for the nice post🤗